MAKE MONEY YOUR FRIEND, NOT YOUR ENEMY.

You don't even have to be good at "money" to have a healthy relationship with it - and no, don't let anyone tell you to stop having smashed avo!

CONFUCIUS SAYS:

BE ONE WITH MONEY

KIDDING ASIDE, IT'S NOT GOING TO BE A WALK IN THE PARK, BUT IT'S A WORTHWHILE JOURNEY. TAKE BABY STEPS. YOU'LL BE RUNNING BEFORE YOU REALISE IT , PROMISE.

THREE BABY STEPS

(just before you start running)

Budget

The process itself is relatively simple. Money in > Money out. You can make the most amazing budget, but it will be for nothing if you are not in sync with yourself. Once you get this out of the way, you just need to ride the wind and sail towards your goal.

Spend

NO. You don't have to skimp every single cent to be financially responsible. Knowing your spending habit, without having to sacrifice your right to a fulfilling life, will ensure you stay in the right path to financial independence.

Save & Invest

Saving well is like exercising regularly. But without proper recovery and nutrition (investing), you will never grow your muscle (money). This is crucial - and probably the funnest part of the journey!