Entering Uncharted Territory

I have not updated my blog for quite some time now (almost 6 months by my count). Since my last post, I have had major life changes which have kept me pretty much occupied since… I QUITTED MY FULL-TIME JOB! No, I am not yet FIREd, but rather I have decided to leave my...

Progress Update Q1 2019

First ever post on progress update! Since I have only kind of get the blog going in 2019, I will kick it off with an update on my progress towards FI in quarter one of this year. Target Savings Rate: c. 70% of disposable incomeTarget Increase in Capital: +$18,000 Assumptions: Expenses are recognised as...

Begin With the End in Mind

Before we even start our financial journey, I believe the most important thing that we need to define is why are we embarking on this journey in the first place. Without a set goal/mission statement, you are setting up yourself for failure in this journey. It is like going on a journey to the...